For example, if a merchant is crediting back an item to your card for a return, it will trigger the advance to be repaid. HOWEVER, what they fail to mention, and yes, it’s written, hidden in some long paragraph on their terms and conditions, is that any deposit that hits the account…ANY DEPOSIT, will trigger the advance to be repaid. Seems consistent with others who promote similar apps. If this was the case, that would be fine. They conclude it with on payday, they will debit the advance from your direct deposit and you can then request another advance. They list out the steps to get an advance. Too many issues to list them all but to highlight one big one. This has to be the worst app designed by incompetent people. If a member directs funds to its B9 Account℠ outside his/her paycheck, those funds will not count towards payroll deposit. The amount of advance a member is eligible to get earlier will be based on member's B9 Account℠ history, payroll direct deposit frequency and amount, and other factors determined by B9, and may change from time to time. B9 Account℠ is FDIC Insured.ī9 Advance℠ is an optional, no fee service offered by B9 to its members that requires to set up a payroll direct deposits to the B9 Account℠ each month. Visa® is a registered trademark of Visa® International. B9 Account℠ is a service mark of B9, Inc., which offers demand deposit account among its suite of financial products and services. B9 Account℠ is provided by, and B9 Visa® Card, is issued by Evolve Bank & Trust, Member FDIC. Banking Services are provided by Mbanq banking partner, Evolve Bank & Trust, Member FDIC. Their customer service is so fast, most of my family members only speak Spanish and they were also able to have all their questions answered quickly!”įor more information, please visit ī9 is not a bank. “I recently switched to B9 to transfer money easier between my family and it's been a great experience. “Finally found a bank that’s not so complicated, looking forward to getting my debit card in the mail!” I would recommend possibly adding a savings account to the app so we can have a full-fledged bank account.” They have great customer service and I really like my account with them. “B9 is really patient when you have unexpected emergencies with paying back and they will work with you on your repayment date for the advance. And THE ONLY fintech banking app truly designed to support your job, your home, your health, your leisure, your family - your money. Meet B9, the new revolution in fintech banking that gives you access to up to 100% of your paycheck 15 days early, NO-INTEREST! It’s almost time to pay your rent, car loan, or electricity bill The prices of things have gone up, but it’s been a while since you’ve gotten a new promotion, raise, or bonus After all your careful planning and sacrifices, you’re still living paycheck-to-paycheck You’re doing your best to spend less - but your month-to-month expenses are still more than you bargained for You’ve looked into pay-day loans but didn’t like the look of the high-interest rates You applied for a loan but got denied even though you get a paycheck every month Need help? Our B9 support team is ready to assist you.Encrypted data protection for secure transfers.Instant & NO fee transfers between B9 members.NO CREDIT CHECK, NO FEE & NO INTEREST salary advances The more on-time payments you make, the more of your income we can advance to you over time - up to 100%! Take out the money (up to your limit) you need-whenever you need it ĥ. On your actual payday, your account will be debited the amount of money you advanced - with NO INTEREST!Ĥ. Confirm the B9 Advance amount you’re eligible for. Start depositing your paycheck into your B9 account (we’ll show you how in a few easy steps) Ģ. Get your paycheck early so you can pay bills, get cash, or transfer money!ġ. B9 can provide up to $500 in cash advance with no credit check and no interest.